I just thought I'd take a second to welcome those of you who have stopped by via Crystal at Money Saving Mom and her post, Q&A Tuesday: Is it possible to save money when we’re barely keeping our head above water? And for those of you who are regular readers of mine, I recommend popping over there to visit! What an excellent question. What do you do when you feel like you're drowning financially?
I offer a few suggestions below ("What can you do today?") which I hope will get you started exploring the possibilities of supplementing your income via the internet, but here's a little of my own story…
I'm sure many of us can relate to Audrey's question. Like Crystal and her husband, Brian and I can absolutely relate to the feeling like we're just barely making ends meet financially. At our lowest point, I was staying home with our toddler, we had just bought a house and the new mortgage was a stretch. We were making it, but just making it. Then Brian lost one of his jobs about 2 months later. Yikes.
He started substitute teaching "full-time" but if you've substitute taught before, you know that unless you get a long-term assignment, you're sort of subject to the availability of jobs on a day by day basis.
I vividly remember many days when Brian would wake up, get ready for work (even though he didn't have work that day) then sitting down to breakfast and praying, "God, please, please, help the phone to ring with a job right now." Literally.
Many days the phone did, in fact, ring right then. Some days it didn't. It was HARD. Talk about a faith walk! But how awesome it is to look back and see God's fingerprints on our lives in a very tangible way as He really did provide over and over again.
While that was probably our lowest point, it wasn't our only low point. I think it's fair to say we have spent the majority of our 13 1/2 years of marriage just able to break even.
What can you do today?
So, what if you're in that spot today? What if you don't have any extra? In my steps to starting your own blog from scratch, I recommend starting a WordPress blog to help you bring in extra income. It has worked for lots of people (as well as myself), but I realize even a little bit of money to have to pay up front to get started is not feasible for some.
So, I have two recommendations:
- If you think blogging is something you'd like to do, read through my steps to starting a blog (particularly the first 5) and then start a Blogger blog. Blogger is completely free and will get you going. You'll have to build your readership but if writing is something you love to do, give it a shot! You can put ads on Blogger blogs and there are other ways you can use it as a vehicle for generating income. In other words, if you want to try your hand at blogging and want to see if you can make a little income, a Blogger blog requires no output up front.
- I have a post drafted as we speak which outlines as many creative ways I can think of to make money online. This will especially help if you aren't really sure blogging is what you'd like to pursue. I planned to have the post ready in about two weeks, but now I'm inspired to get it published sooner. So, if you'd like to catch that post either check back or sign up in the orange box below and you can get it via email when I publish it.
Hang in there!